Increase your card limit: Face Card edition

Yes, you heard it. Your face card is Très Cher! I don’t just mean how expensive it looks, it’s more about how you take care of it.

Increase your card limit now!

Your bank reminds you to increase the limit on your credit the more responsibly you spend it; now think about how you can apply the same concept to your face. You know your face appreciates in value just like stocks or a long-term investment.

Hear me out- When asking for a credit limit increase, your bank does a hard inquiry on your account. They assess your utilization ratio, which just means how much of your total credit you use. Banks want to know if you make payments regularly, how frequently you use the card, and what your credit score looks like. Just like your credit card, your face needs to be assessed to see what works for your skin. After that, you want to invest in the products that work for you daily, and lastly, never go to bed without taking the day’s makeup off. You already knew that! You’re at a 750+ credit score.

Here’s something you may be wondering: what about the credit score? Aha! Your credit score isn’t about the superficial aspects of the bank. In the same way, applying skincare and taking good care of the skin only brings your face to a “very good” score. What makes your face “exceptional”? I’m glad you asked.

Going from 750 to 800+ may look hard, but it’s not once you know how to improve. When understanding credit limits, you have to understand they look at your history of payments, credit utilization, and how many new credit cards you’ve opened recently. You kind of know where this is going, isn’t it? Your face card will bring value once you use your ears to actively listen to the people around you. Credit utilization measures how fully you use what you have. Same with your voice! Use it fully. Speak honestly, contribute originally. Payment history is about consistency. How you speak to yourself daily like…your internal dialogue, it compounds over time and shows up in your confidence.. Your eyes help you observe the things people don’t normally look at, especially now with their eyes glued to their phones, or when you’re learning a new concept. Like opening a new credit line, learning something new might feel like a temporary setback, but long-term it expands your capacity.

And of course, last but not least, your beautiful mind. Nourish it with things you like to do. Create something — just anything! This will surely appreciate your face value, increase your face card limit, and improve your credit score.